New Jersey Builders Risk Insurance Information

New Jersey Builders Risk Insurance Info

Builders risk insurance provides coverage for buildings
that are under construction. The construction can be
new, a remodel, or repair. Coverage includes materials
at the work site before they are installed, any materials
intended for the work site that are in transit, and the
value of the new, remodeled, or repaired property being
built until it's completed and the owner accepts the
work.

New Jersey builders risk insurance coverage can also
be purchased for specific home improvement projects
such as a new room addition, a deck or a remodeled
kitchen.

Those who should seriously consider purchasing New
Jersey builders risk insurance include general
contractors, subcontractors, home builders, real estate
developers, building owners, colleges and universities,
and municipalities.

A builders risk insurance policy includes perils such as
theft, vandalism, fire, wind storm, lightning, and hail.
Most policies offer limited coverage for collapse.
Standard exclusions include earthquake, flood, weather
damage to property in the open, water damage,
employee theft, mechanical breakdown, war,
government action, contract penalty, and voluntary
parting. Another important exclusion is for damage
resulting from faulty design, planning, workmanship
and materials. New Jersey builders risk insurance is
meant to offer coverage for accidental events and not
for poor construction. Earthquake and flood coverage
can usually be added to the policy for an additional
cost.

The named insured of a New Jersey builders risk insurance policy is
usually the contractor or developer of the property. However, it may be the
building owner or homeowner if they are responsible for insuring the
property while under construction, particularly when the construction is a
remodel or repair. A mortgagee or lien holder may be added as an
additional insured.

We have the experience to analyze and recommend the correct builders
risk insurance coverage for your New Jersey business. Our strong
relationships with insurers results in direct cost savings for our clients.

Click on the link below to fill out a secure quote request form for a New
Jersey builders risk insurance policy that regardless of whether you're a
large employer or a small business, will provide exceptional insurance
coverage for your business at an affordable cost. Or you can speak with
our New Jersey Builders Risk Insurance specialist at (201) 704-6682 to
discuss the different policy features in more detail.

Click here to fill out a

Builders Risk Insurance

quote request form for

your New Jersey business

We are a Pompton Lakes, NJ insurance agency offering affordable New
Jersey builders risk insurance policy coverage to mid-sized, large, and
small businesses in the following towns, cities and counties in northern
New Jersey: Garfield, Saddle Brook, Elmwood Park, Preakness,
Paramus, Bergenfield, Englewood, Teaneck, Maywood, Bogota,
Hackensack, Teterboro, Little Ferry, Moonachie, Leonia, Palisades Park,
Fort Lee, Englewood Cliffs, South Hackensack, East Rutherford, North
Bergen, Ridgefield, Secaucus, West New York, North Arlington,
Kingsland, Nutley, Rutherford, Belleville, Carlstadt, Woodridge,
Lyndhurst, Wallington, Lodi, Rochelle Park, Bloomfield, Montclair, Great
Notch, Totowa, West Paterson, Little Falls, Verona, Cedar Grove, North
Caldwell, Singar, Fair Lawn, Glen Rock, Hawthorne, Wayne, Haledon,
River Edge, Tenafly, Cresskill, Closter, Oradell, Emerson, Ridgewood,
Midland Park, Westwood, Waldwick, Wyckoff, Franklin Lakes, Pompton
Plains, Lincoln Park, Old Tappan, Hillsdale, Oakland, Pequannock, Lake
Hiawatha, Jersey City, Hoboken, Elizabeth, Union City, Livingston, West
Milford, North Haledon, Bloomingdale, Butler, Clifton, Hudson County,
Union County, Essex County, Sussex County, Morris County, Bergen
County, and Passaic County, NJ. We can also offer inexpensive New
Jersey builders risk insurance coverage rates to your small business
located anywhere in the Garden State.

Who Is Insured

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed insurance
agent.